Down Payment Assistance

Programs that help bridge the gap between renting and owning.

Down payment assistance programs provide grants, forgivable loans, or deferred-payment loans to cover part or all of your down payment and closing costs. Many Florida buyers qualify without realizing it.

Check Available Programs

Types of Assistance

  • Grants that do not require repayment
  • Forgivable loans that are forgiven after a set period
  • Deferred-payment loans with 0% interest
  • Can cover down payment, closing costs, or both
  • Often stackable with FHA, conventional, and VA loans
  • Income and purchase price limits apply per program

Who It Is For

Down payment assistance programs are designed for first-time buyers and repeat buyers with moderate incomes who have the income to support a mortgage but have not yet saved enough for a full down payment and closing costs.

Programs vary by county and are updated regularly. Austin keeps track of all available Florida programs and can match you with the ones you are most likely to qualify for.

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See how much assistance you may qualify for.

Austin will check available programs in your area and help you apply.

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