Jumbo Loan
Financing for higher-value properties with competitive terms.
When your loan amount exceeds the conforming loan limit, a jumbo loan provides the financing you need for luxury homes, waterfront properties, and high-value Florida real estate.
Explore Jumbo OptionsKey Features
- Loan amounts above $766,550 (varies by county)
- Competitive rates, often close to conforming rates
- 10-20% down payment typical
- Higher credit score requirements (typically 700+)
- Cash reserves often required (6-12 months)
- Fixed-rate and ARM options available
Who It Is For
Jumbo loans are ideal for buyers who need financing above conforming limits, whether for a primary residence, second home, or investment property in Florida's higher-value markets.
Despite their size, jumbo loans can be very competitive on rate. Many borrowers are surprised to find jumbo rates only slightly above conforming rates. Austin has access to a range of jumbo products and can help you find the right fit.
Explore Related
Looking to finance a higher-value property?
Austin can walk you through jumbo loan options and qualification requirements.