HELOC

Your home's equity can work for you.

If you have built equity in your Florida home, a HELOC or home equity loan can fund renovations, consolidate debt, or help with investment opportunities. Austin helps you choose between a revolving HELOC and a fixed-rate home equity loan.

Explore Your Options

HELOC

Home Equity Line of Credit

  • Revolving credit line, draw as needed
  • Variable interest rate
  • Draw period typically 10 years
  • Repayment period typically 20 years
  • Pay interest only on what you borrow
  • Ideal for ongoing projects

Home Equity Loan

Fixed-Rate Lump Sum

  • One-time lump-sum disbursement
  • Fixed interest rate and payment
  • Predictable monthly payments
  • Fixed repayment term
  • Good for one-time expenses
  • No temptation to re-borrow

Not sure which approach fits?

Austin can help you decide between a HELOC, home equity loan, or cash-out refinance.

Schedule a Call